I'm sorry to hear about your situation, unfortunately it's happening all over, I went back to school and took a course for 11 months, fed loan covered it all. You said awhile back you are continuing your schooling on the computer, is that to get a job your qualified for then? You never said you were kicked out or evicted so I assume your still in your home and someone is paying the rent.
One thing I don't understand, where as birthdays & Christmas are nice to have, it's not a neccesity like food on the table or clean clothes. While I can appreciate the fact that you want to *spoil* yourself, I can't believe you would actually add this in your wants when your family suffers, as you say they do. I have extreme pain everyday, I'm 54, and a single mom my daughter is 22 and in college. Many have no roof, no family, no one. I truly feel for you, but we have to make sacrifices everyday and do all we can to make it day to day, that's life. I suffer depression and have a brother in prison for life who protected me I was molested, also, and I'm a survivor, do NOT let life kick you when your down get up and kick back. Email me anytime artbabe252@yahoo.com, I'm an artist also.